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Seth Row’s practice focuses on policyholder-side insurance recovery involving a mix of litigation and counseling and behind-the-scenes advocacy to clients in multiple industries. In more than 20 years of practice, Seth has helped clients recover millions of dollars under almost every variety of commercial insurance policy including general liability, employment practices, property and business income loss, builder’s risk, Directors & Officers, representations & warranties, marine, and cyber-risk, among others.

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When a contractor’s mistake causes damage, will insurance cover the loss—even if the claim is framed as a breach of contract? In Twigg v. Admiral Insurance Co., the Oregon Supreme Court says yes, delivering a major win for policyholders and shifting how “accidents” are interpreted under Commercial General Liability (CGL) policies.

The case stemmed

As businesses race to adopt Artificial Intelligence, the insurance industry is navigating a fast-evolving and complex web of risks. From bodily injury to securities fraud, AI is triggering claims that span nearly every corner of liability coverage. In this post, insurance litigator Seth explores the fast-moving intersection of AI and insurance—and why companies need to